Investment in Healing

Fees & Insurance

Transparent Pricing, In-Network Insurance, & Self-Pay Care

By Rachel Dean, MA, LPC-Associate under the supervision of Samara Orr, MA, LPC-S

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In-Network Insurance Coverage

Happy Bee Therapy accepts select insurance plans across Texas. To manage insurance benefits seamlessly, I partner with external, secure platforms that verify coverage and process claims directly.

💳 Accepted Insurance Carriers

Blue Cross Blue Shield of Texas (BCBS TX) Curative Cigna Aetna

Insurance benefits for therapy sessions are managed through Headway or Loma.

To verify your specific insurance coverage, co-pays, or deductible status prior to your first session, please call (832) 979-1588 or book a free 15-minute consultation through the schedule bee.

Self-Pay Practice & Sliding Scale Care

Happy Bee Therapy also operates as a self-pay practice managed through SimplePractice.

To view individual session fees or check current availability, please click the floating schedule bee to access the client portal. Cancellation fees following the 24-hour free cancellation window can be waived if the session is rescheduled, and fee waivers are evaluated on a case-by-case basis.

🌱 Sliding Scale Availability

To keep therapy accessible, Happy Bee Therapy maintains a limited number of dedicated spaces for clients on a sliding-scale fee schedule. To learn more about our philosophy on care, feel free to explore our Common Buzzes FAQ page.

Out-of-Network Insurance Reimbursement

If you have an insurance provider other than BCBS Texas, Curative, Cigna or Aetna, you may still be eligible for reimbursement through out-of-network benefits. We provide detailed monthly invoices (superbills) upon request, which you can submit directly to your carrier.

🐝 Buzz Tip: Questions for Your Insurance Provider

When calling your insurance provider to verify out-of-network mental health coverage, we recommend asking these specific questions:

  • "Do I have out-of-network benefits for outpatient mental health therapy (CPT code 90837)?"
  • "What is my out-of-network deductible, and how much of it has been met this year?"
  • "What is the allowed amount or reimbursement rate for a 53-minute individual therapy session?"

🔒 Data Security, HIPAA Compliance, & Privacy First

Your privacy and medical confidentiality are paramount. All three of our partner platforms—SimplePractice (EHR & client portal), Headway (insurance processing), and Loma (EMDR billing)—are fully HIPAA-compliant, encrypted, and secure.

Furthermore, happybeetherapy.com is strictly compliant with privacy standards and utilizes zero third-party tracking cookies or ad-tech pixels. You can read our complete commitments to client data protection in our Privacy Policy.

📋 Good Faith Estimate & Pricing Transparency

Under the federal No Surprises Act and Texas Behavioral Health Executive Council (BHEC) guidelines, you have the right to receive a Good Faith Estimate explaining the total expected cost of your non-emergency mental health care before scheduling or upon request.

  • Estimate Upon Request: You can request a written Good Faith Estimate at any time prior to scheduling a session. We will provide your estimate within 3 business days of your request.
  • Automatic Estimate When Scheduling: When you schedule a session as a self-pay or out-of-network client, a written Good Faith Estimate will be provided to you in writing via SimplePractice.
  • Dispute Protection: If you receive a bill that is at least $400 higher than your written Good Faith Estimate, federal law allows you to dispute the bill.

For questions about your right to a Good Faith Estimate or to request an estimate before booking, call our office directly at (832) 979-1588 or visit www.cms.gov/nosurprises.

Rachel Dean, MA, LPC-Associate under the supervision of Samara Orr, MA, LPC-S
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